:root{
  --ink:#17130f;--ink-2:#241d17;--ink-3:#31271e;--paper:#f8f3ea;--paper-2:#efe7da;
  --white:#fff;--gold:#b99a68;--gold-2:#d4bc93;--gold-dark:#82683e;--text:#332b24;
  --muted:#6e6257;--line:rgba(23,19,15,.13);--success:#1f6a49;--danger:#9a342d;
  --shadow:0 20px 55px rgba(33,24,16,.10);--shadow-soft:0 10px 30px rgba(33,24,16,.07);
  --radius:18px;--radius-sm:12px;--container:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{margin:0;color:var(--text);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}body.nav-open{overflow:hidden}img{max-width:100%;display:block}a{color:inherit}button,input,select,textarea{font:inherit}button{cursor:pointer}.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}.skip-link{position:fixed;left:12px;top:-80px;z-index:9999;background:var(--gold);color:var(--ink);padding:10px 14px;border-radius:8px;font-weight:800}.skip-link:focus{top:12px}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--gold-dark);font-size:.78rem;text-transform:uppercase;letter-spacing:.16em;font-weight:850}.eyebrow:before{content:"";width:30px;height:1px;background:currentColor}.section-dark .eyebrow,.hero .eyebrow{color:var(--gold-2)}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.12;color:var(--ink);margin:0 0 18px;font-weight:700}h1{font-size:clamp(2.35rem,5.3vw,5rem);letter-spacing:-.035em}h2{font-size:clamp(2rem,3.8vw,3.25rem);letter-spacing:-.025em}h3{font-size:1.42rem}.section-dark h1,.section-dark h2,.section-dark h3,.hero h1,.hero h2,.hero h3{color:var(--paper)}p{margin:0 0 18px}.lead{font-size:clamp(1.07rem,1.7vw,1.28rem);line-height:1.65;color:var(--muted)}.section-dark .lead,.hero .lead{color:#dfd5c7}.muted{color:var(--muted)}.fine-print{font-size:.78rem;color:var(--muted)}.section-dark .fine-print{color:#b9ad9e}.section{padding:96px 0}.section-sm{padding:68px 0}.section-dark{background:var(--ink);color:#e8ded1}.section-alt{background:var(--paper-2)}.section-white{background:#fff}.section-heading{max-width:780px;margin-bottom:44px}.section-heading.center{text-align:center;margin-inline:auto}.section-heading.center .eyebrow{justify-content:center}.section-heading.center .eyebrow:after{content:"";width:30px;height:1px;background:currentColor}.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:13px 22px;border-radius:999px;border:1px solid transparent;text-decoration:none;font-weight:850;font-size:.94rem;letter-spacing:.01em;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:var(--ink);box-shadow:0 12px 25px rgba(185,154,104,.24)}.btn-primary:hover{background:var(--gold-2)}.btn-secondary{border-color:rgba(248,243,234,.28);color:var(--paper);background:rgba(255,255,255,.04)}.btn-secondary:hover{border-color:var(--gold)}.btn-outline{border-color:var(--ink);color:var(--ink);background:transparent}.btn-outline:hover{background:var(--ink);color:var(--paper)}.btn svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:2}.button-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.text-link{display:inline-flex;align-items:center;gap:8px;color:var(--gold-dark);font-weight:850;text-decoration:none}.text-link:hover{text-decoration:underline}.text-link svg{width:17px}.site-header{height:82px;position:sticky;top:0;z-index:1000;background:rgba(23,19,15,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:block;width:236px;max-width:52vw}.brand img{width:100%;height:auto}.main-nav{display:flex;align-items:center;gap:26px}.main-nav>a:not(.btn){color:#e8ded1;text-decoration:none;font-size:.91rem;font-weight:700}.main-nav>a:not(.btn):hover{color:var(--gold-2)}.nav-toggle{display:none;width:46px;height:46px;border:1px solid rgba(255,255,255,.17);border-radius:10px;background:transparent;color:#fff;align-items:center;justify-content:center}.nav-toggle svg{width:24px}.hero{position:relative;overflow:hidden;background:var(--ink);color:#e9ded0;padding:78px 0 86px;isolation:isolate}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 82% 20%,rgba(185,154,104,.16),transparent 34%),linear-gradient(135deg,transparent 0 55%,rgba(255,255,255,.025) 55% 56%,transparent 56%);z-index:-1}.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(340px,.72fr);gap:70px;align-items:center}.hero-copy{max-width:760px}.hero h1 em{color:var(--gold-2);font-style:normal}.hero-list{list-style:none;margin:28px 0 32px;padding:0;display:grid;gap:12px}.hero-list li{display:flex;align-items:flex-start;gap:12px;color:#eee4d6}.check{width:22px;height:22px;flex:0 0 22px;border-radius:50%;border:1px solid var(--gold);display:grid;place-items:center;margin-top:2px}.check:after{content:"";width:7px;height:4px;border-left:2px solid var(--gold-2);border-bottom:2px solid var(--gold-2);transform:rotate(-45deg) translateY(-1px)}.hero-card{background:linear-gradient(155deg,rgba(255,255,255,.09),rgba(255,255,255,.035));border:1px solid rgba(255,255,255,.14);border-radius:28px;padding:28px;box-shadow:0 28px 70px rgba(0,0,0,.26)}.hero-card .mini-label{color:var(--gold-2);font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;font-weight:800}.hero-card h2{font-size:1.55rem;margin-top:8px}.hero-card p{color:#d8cdbf;font-size:.94rem}.trust-row{display:flex;flex-wrap:wrap;gap:20px;margin-top:28px;color:#cfc3b4;font-size:.84rem}.trust-item{display:flex;align-items:center;gap:8px}.trust-item svg{width:17px;stroke:var(--gold-2);fill:none}.breadcrumb{background:var(--ink-2);color:#bfb3a5;border-top:1px solid rgba(255,255,255,.04)}.breadcrumb .container{padding-block:10px;font-size:.76rem}.breadcrumb a{color:#ddd1c3;text-decoration:none}.breadcrumb span{color:var(--gold-2)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-soft);transition:transform .2s,box-shadow .2s,border-color .2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(185,154,104,.55)}.card-icon{width:46px;height:46px;border-radius:13px;background:var(--paper-2);display:grid;place-items:center;color:var(--gold-dark);font-family:Georgia,serif;font-weight:800;font-size:1.1rem;margin-bottom:20px}.card p{color:var(--muted);font-size:.94rem}.card .text-link{margin-top:8px}.service-card{display:flex;flex-direction:column;min-height:295px}.service-card .text-link{margin-top:auto}.service-card .tag{position:absolute;right:18px;top:18px;font-size:.69rem;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--gold-dark);background:var(--paper);padding:5px 8px;border-radius:999px}.category-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin:64px 0 24px;padding-bottom:18px;border-bottom:1px solid var(--line)}.category-head:first-child{margin-top:0}.category-head p{margin:0;max-width:520px;color:var(--muted)}.situation-card{padding:26px;background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius)}.situation-card h3{font-size:1.28rem}.situation-card p{color:#cfc4b6;font-size:.93rem;margin-bottom:0}.process{counter-reset:steps}.step{position:relative;padding:0 0 36px 70px}.step:not(:last-child):before{content:"";position:absolute;left:24px;top:48px;bottom:0;width:1px;background:rgba(185,154,104,.42)}.step:after{counter-increment:steps;content:counter(steps);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--ink);color:var(--gold-2);font-family:Georgia,serif;font-size:1.15rem}.step h3{margin-bottom:8px}.step p{color:var(--muted);margin:0}.document-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.document-list li{position:relative;padding:16px 16px 16px 44px;background:#fff;border:1px solid var(--line);border-radius:12px;font-size:.91rem}.document-list li:before{content:"";position:absolute;left:17px;top:20px;width:12px;height:8px;border-left:2px solid var(--gold-dark);border-bottom:2px solid var(--gold-dark);transform:rotate(-45deg)}.notice{border-left:3px solid var(--gold);background:#fff;padding:22px 24px;border-radius:0 var(--radius-sm) var(--radius-sm) 0;color:var(--muted)}.profile-grid{display:grid;grid-template-columns:minmax(320px,.75fr) minmax(0,1.25fr);gap:64px;align-items:center}.profile-photo{position:relative;max-width:520px;margin:auto}.profile-photo:before{content:"";position:absolute;inset:10% -5% -4% 12%;background:var(--gold);border-radius:28px;opacity:.18;z-index:0}.profile-photo img{position:relative;z-index:1;width:100%;filter:drop-shadow(0 28px 35px rgba(0,0,0,.25))}.credential-list{list-style:none;margin:25px 0;padding:0;display:grid;gap:10px}.credential-list li{display:flex;gap:10px;align-items:center}.credential-list li:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);flex:0 0 8px}.reviews-box{display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;background:#fff;border:1px solid var(--line);padding:34px;border-radius:var(--radius);box-shadow:var(--shadow-soft)}.reviews-box h2{font-size:2rem;margin-bottom:8px}.stars{color:var(--gold-dark);letter-spacing:4px;font-size:1.25rem}.form-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:58px;align-items:start}.lead-form{background:#fff;padding:30px;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--line)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.82rem;font-weight:800;color:var(--ink)}.field input,.field select,.field textarea{width:100%;border:1px solid #d5cdc2;border-radius:10px;padding:13px 14px;background:#fff;color:var(--ink);outline:none;transition:border .2s,box-shadow .2s}.field textarea{min-height:118px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold-dark);box-shadow:0 0 0 3px rgba(185,154,104,.18)}.consent{display:flex;align-items:flex-start;gap:10px;font-size:.77rem;color:var(--muted);margin:18px 0}.consent input{margin-top:3px}.consent a{color:var(--gold-dark)}.form-error{color:var(--danger);font-size:.78rem;min-height:1em}.lead-form .btn{width:100%;border:0}.contact-points{display:grid;gap:17px;margin-top:30px}.contact-point{display:flex;gap:14px;align-items:flex-start}.contact-icon{width:42px;height:42px;border-radius:12px;background:rgba(185,154,104,.15);display:grid;place-items:center;color:var(--gold-dark);flex:0 0 42px}.contact-icon svg{width:20px;fill:none;stroke:currentColor}.contact-point strong{display:block;color:var(--ink)}.contact-point p{margin:2px 0 0;color:var(--muted);font-size:.9rem}.faq-list{max-width:900px;margin-inline:auto;border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-question{width:100%;padding:23px 44px 23px 0;text-align:left;border:0;background:transparent;color:var(--ink);font-family:Georgia,serif;font-size:1.17rem;font-weight:700;position:relative}.faq-question:before,.faq-question:after{content:"";position:absolute;right:8px;top:50%;width:16px;height:2px;background:var(--gold-dark);transition:transform .2s}.faq-question:after{transform:rotate(90deg)}.faq-question[aria-expanded="true"]:after{transform:rotate(0)}.faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .25s}.faq-answer>div{overflow:hidden}.faq-answer p{padding:0 50px 22px 0;color:var(--muted)}.faq-item.is-open .faq-answer{grid-template-rows:1fr}.cta-band{background:linear-gradient(135deg,var(--ink),var(--ink-3));color:#eee4d7;border-radius:26px;padding:50px;display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center;box-shadow:var(--shadow)}.cta-band h2{font-size:clamp(1.9rem,3vw,2.8rem);margin-bottom:10px}.cta-band p{margin:0;color:#cfc3b5;max-width:680px}.hub-intro{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.hub-stat{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.stat{background:#fff;padding:25px;border-radius:var(--radius);border:1px solid var(--line)}.stat strong{display:block;font-family:Georgia,serif;font-size:2.5rem;color:var(--gold-dark);line-height:1}.stat span{font-size:.84rem;color:var(--muted)}.site-footer{background:#100d0b;color:#c7baaa;padding:66px 0 20px}.footer-grid{display:grid;grid-template-columns:1.1fr .75fr .75fr 1fr;gap:38px}.footer-logo{width:220px;margin-bottom:20px}.site-footer h3{font-family:inherit;font-size:.8rem;text-transform:uppercase;letter-spacing:.13em;color:var(--gold-2);margin-bottom:17px}.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}.site-footer a{color:#c7baaa;text-decoration:none;font-size:.87rem}.site-footer a:hover{color:#fff}.footer-about{font-size:.87rem;max-width:330px}.footer-bottom{margin-top:45px;padding-top:20px;border-top:1px solid rgba(255,255,255,.09);display:flex;justify-content:space-between;gap:20px;font-size:.75rem;color:#8f8274}.whatsapp-float{position:fixed;right:22px;bottom:22px;z-index:900;width:58px;height:58px;border-radius:50%;background:#1f7a4d;color:white;display:grid;place-items:center;box-shadow:0 14px 35px rgba(0,0,0,.26);transition:transform .2s;text-decoration:none}.whatsapp-float:hover{transform:scale(1.06)}.whatsapp-float svg{width:28px;fill:currentColor}.mobile-cta{display:none}.urgency-banner{background:#8d322d;color:#fff;text-align:center;padding:9px 20px;font-size:.82rem;font-weight:750}.urgency-banner a{color:#fff}.privacy-content{max-width:850px}.privacy-content h2{font-size:1.8rem;margin-top:40px}.privacy-content h3{font-family:inherit;font-size:1.08rem;margin-top:25px}.privacy-content ul{color:var(--muted)}[data-reveal]{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}[data-reveal].is-visible{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media(max-width:980px){.main-nav{position:fixed;inset:82px 0 auto 0;background:var(--ink);padding:25px 20px 32px;display:none;flex-direction:column;align-items:stretch;border-top:1px solid rgba(255,255,255,.08);box-shadow:0 20px 40px rgba(0,0,0,.25)}.main-nav.is-open{display:flex}.main-nav .btn{width:100%}.nav-toggle{display:flex}.hero-grid,.profile-grid,.form-wrap,.hub-intro{grid-template-columns:1fr}.hero-card{max-width:620px}.cards,.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.profile-photo{max-width:460px}.footer-grid{grid-template-columns:repeat(2,1fr)}.cta-band{grid-template-columns:1fr}.cta-band .btn{justify-self:start}}
@media(max-width:660px){.container{width:min(calc(100% - 28px),var(--container))}.site-header{height:72px}.brand{width:205px}.main-nav{inset:72px 0 auto 0}.hero{padding:54px 0 60px}.hero-grid{gap:38px}.hero-card{padding:22px}.section{padding:70px 0}.section-sm{padding:50px 0}.cards,.grid-2,.grid-3,.grid-4,.document-list,.form-grid,.footer-grid{grid-template-columns:1fr}.card{padding:23px}.category-head{display:block}.category-head p{margin-top:10px}.reviews-box{grid-template-columns:1fr;padding:25px}.reviews-box .btn{width:100%}.lead-form{padding:22px}.field.full{grid-column:auto}.cta-band{padding:32px 24px;border-radius:18px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}.whatsapp-float{display:none}.mobile-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:890;background:var(--ink);padding:9px 14px calc(9px + env(safe-area-inset-bottom));border-top:1px solid rgba(255,255,255,.12)}.mobile-cta .btn{width:100%;min-height:48px}.site-footer{padding-bottom:90px}.hub-stat{grid-template-columns:1fr 1fr}.stat strong{font-size:2rem}.button-row .btn{width:100%}.trust-row{gap:11px}.urgency-banner{font-size:.76rem}.breadcrumb{display:none}}

/* HUB principal — composição editorial */
.hub-hero{position:relative;overflow:hidden;background:var(--ink);color:#e9ded0;padding:76px 0 0;isolation:isolate}.hub-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 14%,rgba(185,154,104,.17),transparent 30%),linear-gradient(110deg,rgba(255,255,255,.025) 0 1px,transparent 1px 100%);background-size:auto,92px 92px;z-index:-2}.hub-hero:after{content:"";position:absolute;right:-10%;bottom:-42%;width:650px;height:650px;border:1px solid rgba(212,188,147,.15);border-radius:50%;z-index:-1}.hub-hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.72fr);gap:72px;align-items:end}.hub-hero-copy{padding-bottom:78px;max-width:750px}.hub-hero h1{color:var(--paper);font-size:clamp(2.7rem,5.15vw,4.85rem)}.hub-hero h1 em{color:var(--gold-2);font-style:normal}.hub-hero .lead{color:#ded3c5;max-width:700px}.hub-hero-proof{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:34px;padding-top:27px;border-top:1px solid rgba(255,255,255,.12)}.hub-hero-proof span{color:#bfb3a4;font-size:.76rem;line-height:1.5}.hub-hero-proof strong{display:block;color:#f0e6d8;font-size:.83rem;margin-bottom:3px}.hub-portrait{position:relative;align-self:stretch;display:flex;align-items:flex-end;justify-content:center;min-height:610px}.hub-portrait-frame{position:relative;width:min(100%,485px);height:100%;display:flex;align-items:flex-end;justify-content:center}.hub-portrait-frame:before{content:"";position:absolute;inset:70px 0 0 38px;border-radius:240px 240px 0 0;background:linear-gradient(180deg,rgba(185,154,104,.28),rgba(185,154,104,.04));border:1px solid rgba(212,188,147,.23)}.hub-portrait-frame img{position:relative;z-index:1;width:100%;max-height:620px;object-fit:contain;object-position:bottom;filter:drop-shadow(0 24px 30px rgba(0,0,0,.34))}.hub-portrait-card{position:absolute;z-index:3;left:-24px;bottom:32px;background:rgba(248,243,234,.96);color:var(--ink);padding:18px 21px;border-left:3px solid var(--gold);box-shadow:0 20px 45px rgba(0,0,0,.24);min-width:240px}.hub-portrait-card span,.hub-portrait-card small{display:block;color:var(--muted);font-size:.72rem}.hub-portrait-card strong{display:block;font-family:Georgia,serif;font-size:1.26rem;margin:2px 0}.hub-guidance{padding:84px 0}.hub-guidance-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:82px;align-items:center}.hub-choice-list{border-top:1px solid var(--line)}.hub-choice-list>a{display:grid;grid-template-columns:50px 1fr 24px;gap:20px;align-items:center;padding:23px 4px;border-bottom:1px solid var(--line);text-decoration:none;transition:padding .2s,background .2s}.hub-choice-list>a:hover{padding-left:16px;background:linear-gradient(90deg,var(--paper),transparent)}.hub-choice-number{font-family:Georgia,serif;color:var(--gold-dark);font-size:1.05rem}.hub-choice-list strong{display:block;font-family:Georgia,serif;font-size:1.2rem;color:var(--ink);margin-bottom:2px}.hub-choice-list small{color:var(--muted);font-size:.85rem}.hub-choice-list svg{width:20px;fill:none;stroke:var(--gold-dark);stroke-width:1.8}.hub-pension{padding:104px 0;background:var(--paper-2);position:relative;overflow:hidden}.hub-pension:after{content:"PENSÃO";position:absolute;right:-10px;bottom:-45px;color:rgba(23,19,15,.028);font-family:Georgia,serif;font-size:clamp(8rem,18vw,17rem);font-weight:700;line-height:1;pointer-events:none}.hub-pension-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:78px;align-items:start;position:relative;z-index:1}.hub-pension-intro{position:sticky;top:120px}.hub-pension-note{margin-top:34px;padding:25px;border:1px solid rgba(130,104,62,.25);background:rgba(255,255,255,.54)}.hub-pension-note strong{font-family:Georgia,serif;font-size:1.15rem;color:var(--ink)}.hub-pension-note p{font-size:.9rem;color:var(--muted);margin:8px 0 12px}.hub-service-rows{border-top:1px solid rgba(23,19,15,.17)}.hub-service-rows>a{display:grid;grid-template-columns:44px 1fr 32px;gap:18px;align-items:center;min-height:118px;padding:20px 4px;border-bottom:1px solid rgba(23,19,15,.17);text-decoration:none;transition:padding .2s,background .2s}.hub-service-rows>a:hover{padding-left:18px;background:rgba(255,255,255,.48)}.hub-service-index{font-family:Georgia,serif;color:var(--gold-dark)}.hub-service-text strong{display:block;font-family:Georgia,serif;font-size:1.34rem;color:var(--ink);margin-bottom:6px}.hub-service-text small{display:block;color:var(--muted);font-size:.88rem;line-height:1.5}.hub-service-arrow{font-size:1.35rem;color:var(--gold-dark)}.hub-section-title{display:grid;grid-template-columns:1fr .72fr;gap:70px;align-items:end;margin-bottom:45px}.hub-section-title p{color:var(--muted);margin:0}.hub-editorial-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:24px}.hub-feature-service{position:relative;min-height:520px;padding:46px;display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden;background:linear-gradient(160deg,rgba(23,19,15,.88),rgba(23,19,15,.98)),radial-gradient(circle at 80% 20%,rgba(185,154,104,.4),transparent 45%);color:#ede3d6;text-decoration:none;border-radius:2px}.hub-feature-service:before{content:"";position:absolute;inset:24px;border:1px solid rgba(212,188,147,.23);pointer-events:none}.hub-feature-service h3{position:relative;color:var(--paper);font-size:clamp(2rem,3.2vw,3.1rem);max-width:720px}.hub-feature-service p{position:relative;color:#cfc4b7;max-width:620px}.hub-feature-label,.hub-feature-link{position:relative;color:var(--gold-2);text-transform:uppercase;letter-spacing:.12em;font-size:.73rem;font-weight:850}.hub-feature-label{margin-bottom:auto}.hub-feature-link{margin-top:20px}.hub-feature-link b{font-size:1rem}.hub-secondary-services{display:grid;gap:14px}.hub-secondary-services>a{display:grid;grid-template-columns:1fr 26px;gap:20px;align-items:center;padding:25px 28px;background:var(--paper);border:1px solid var(--line);text-decoration:none;transition:transform .2s,background .2s}.hub-secondary-services>a:hover{transform:translateX(5px);background:#fff}.hub-secondary-services small{display:block;color:var(--gold-dark);text-transform:uppercase;letter-spacing:.1em;font-size:.68rem;font-weight:850;margin-bottom:7px}.hub-secondary-services strong{display:block;font-family:Georgia,serif;color:var(--ink);font-size:1.35rem}.hub-secondary-services p{color:var(--muted);font-size:.87rem;margin:7px 0 0}.hub-secondary-services b{color:var(--gold-dark);font-size:1.2rem}.hub-succession{background:var(--ink);color:#e8ded1}.hub-section-title-light h2{color:var(--paper)}.hub-section-title-light p{color:#c8bcad}.hub-succession-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.13)}.hub-succession-grid>a{min-height:410px;padding:36px;display:flex;flex-direction:column;background:var(--ink);color:#e8ded1;text-decoration:none;transition:background .25s}.hub-succession-grid>a:hover{background:var(--ink-2)}.hub-succession-grid h3{color:var(--paper);font-size:1.75rem;margin-top:auto}.hub-succession-grid p{color:#bfb3a5;font-size:.91rem}.hub-succession-grid>a>span:last-child{color:var(--gold-2);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800}.hub-succession-kicker{color:var(--gold-2);font-size:.72rem;text-transform:uppercase;letter-spacing:.13em;font-weight:850}.hub-profile{display:grid;grid-template-columns:1.2fr .8fr;gap:82px;align-items:center}.hub-profile-copy{max-width:700px}.hub-office-card{background:var(--paper);border-top:4px solid var(--gold);padding:34px;box-shadow:var(--shadow-soft)}.hub-office-label{display:block;color:var(--gold-dark);text-transform:uppercase;letter-spacing:.12em;font-size:.72rem;font-weight:850;margin-bottom:18px}.hub-office-card>div{padding:16px 0;border-bottom:1px solid var(--line)}.hub-office-card strong{font-family:Georgia,serif;color:var(--ink);font-size:1.1rem}.hub-office-card p{color:var(--muted);font-size:.88rem;margin:4px 0 0}.hub-office-card small{display:block;color:var(--muted);font-size:.74rem;line-height:1.55;margin-top:18px}.hub-process-line{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}.hub-process-line article{position:relative;padding:30px 28px 10px;border-right:1px solid var(--line)}.hub-process-line article:last-child{border-right:0}.hub-process-line span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--ink);color:var(--gold-2);font-family:Georgia,serif;margin-bottom:22px}.hub-process-line h3{font-size:1.25rem}.hub-process-line p{color:var(--muted);font-size:.88rem}.hub-faq-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:80px;align-items:start}
@media(max-width:980px){.hub-hero-grid,.hub-guidance-grid,.hub-pension-grid,.hub-section-title,.hub-editorial-grid,.hub-profile,.hub-faq-layout{grid-template-columns:1fr}.hub-hero-copy{padding-bottom:20px}.hub-portrait{min-height:500px}.hub-portrait-frame{max-width:470px}.hub-portrait-card{left:8%}.hub-hero-proof{grid-template-columns:1fr 1fr 1fr}.hub-guidance-grid,.hub-pension-grid,.hub-profile,.hub-faq-layout{gap:45px}.hub-pension-intro{position:static}.hub-section-title{gap:14px}.hub-feature-service{min-height:430px}.hub-succession-grid{grid-template-columns:1fr}.hub-succession-grid>a{min-height:280px}.hub-process-line{grid-template-columns:repeat(2,1fr)}.hub-process-line article:nth-child(2){border-right:0}.hub-process-line article:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:660px){.hub-hero{padding-top:50px}.hub-hero-grid{gap:28px}.hub-hero h1{font-size:clamp(2.42rem,12vw,3.35rem)}.hub-hero-copy{padding-bottom:4px}.hub-hero-proof{grid-template-columns:1fr;gap:10px;margin-top:24px;padding-top:20px}.hub-portrait{min-height:390px}.hub-portrait-frame{height:390px}.hub-portrait-frame:before{inset:45px 0 0 20px}.hub-portrait-frame img{max-height:405px}.hub-portrait-card{left:0;bottom:18px;min-width:210px;padding:14px 17px}.hub-guidance{padding:65px 0}.hub-choice-list>a{grid-template-columns:34px 1fr 18px;gap:12px;padding:20px 0}.hub-choice-list strong{font-size:1.06rem}.hub-choice-list small{font-size:.79rem}.hub-pension{padding:70px 0}.hub-pension-grid{gap:36px}.hub-service-rows>a{grid-template-columns:30px 1fr 22px;gap:10px;min-height:108px;padding:17px 0}.hub-service-text strong{font-size:1.15rem}.hub-service-text small{font-size:.79rem}.hub-feature-service{min-height:440px;padding:31px 27px}.hub-feature-service:before{inset:14px}.hub-feature-service h3{font-size:2rem}.hub-secondary-services>a{padding:21px 20px}.hub-secondary-services strong{font-size:1.16rem}.hub-succession-grid>a{min-height:300px;padding:28px}.hub-succession-grid h3{font-size:1.55rem}.hub-profile{gap:35px}.hub-office-card{padding:27px 23px}.hub-process-line{grid-template-columns:1fr}.hub-process-line article{border-right:0;border-bottom:1px solid var(--line);padding:25px 5px}.hub-process-line article:last-child{border-bottom:0}.hub-process-line article:nth-child(-n+2){border-bottom:1px solid var(--line)}.hub-faq-layout{gap:30px}}